StoneCoMEX:STNE N +3.39%73 Net Margin % is 47.69% as of Mar. 2026, which is 852% above its 10-year median of 5.01. GuruFocus rates MEX:STNE N with a GF Score™ of 73/100 and a GF Value™ of MXN359.32 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 2,825 Software companies, StoneCo ranks better than 93.81% on this metric.
Net margin is calculated as Net Income divided by its Revenue. StoneCo's Net Income for the
three
months ended in Mar. 2026 was MXN5,884 Mil. StoneCo's Revenue for the
three
months ended in Mar. 2026 was MXN12,338 Mil. Therefore, StoneCo's net margin for the quarter that ended in Mar. 2026 was 47.69%.
The historical rank and industry rank for StoneCo's Net Margin % or its related term are showing as below:
MEX:STNE N'
s Net Margin % Range Over the Past 10 Years
Min: -29.69 Med: 5.01 Max: 33.61
Current: 25.74
MEX:STNE N's Net Margin % is ranked better than 93.81% of 2825
companies
in the Software industry
Industry Median: 2.54
vs MEX:STNE N: 25.74
StoneCo (MEX:STNE N) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
StoneCo Net Margin % Related Terms
StoneCo Net Margin % Historical Data
* Premium members only.
The historical data trend for StoneCo's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MEX:STNE N vs EEFT, NN, PAY: Net Margin % Comparison
For the Software - Infrastructure subindustry, StoneCo's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
StoneCo Net Margin % vs Software Industry
For the Software industry and Technology sector, StoneCo's Net Margin % distribution charts can be found below:
* The bar in red indicates where StoneCo's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
StoneCo (MEX:STNE N) has a Net Margin % of 47.69% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on StoneCo and its competitors. This is 852% above median its historical median of 5.01. According to the industry distribution chart, StoneCo ranks #175 out of 2825 companies in the Software industry, placing it in the top 6.2%.
Is StoneCo's Net Margin % too high?
StoneCo's current Net Margin % of 47.69% is 852% above median its 10-year median of 5.01. The Software industry median Net Margin % is 2.54. StoneCo's value of 47.69% is 1777.6% above this industry median. Based on the distribution chart, StoneCo ranks #175 out of 2825 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, StoneCo has a GF Score™ of 73/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does StoneCo's Net Margin % compare to EEFT and NN?
According to the Software industry distribution chart, StoneCo ranks #175 out of 2825 companies for Net Margin %. This places StoneCo in the top 6% of its industry — outperforming the majority of peers. The industry median Net Margin % is 2.54. StoneCo's value of 47.69% is 1777.6% above this benchmark. While the company's 10-year median is 5.01 vs. the industry median of 2.54, StoneCo has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Software company?
The median Net Margin % among Software companies is 2.54, based on 2,825 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. StoneCo's current Net Margin % of 47.69% is 1777.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on StoneCo and its competitors. For the Software industry, the median Net Margin % is 2.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. StoneCo's current Net Margin % is 47.69%, which is 852% above median its own 10-year median of 5.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is StoneCo stock overvalued right now?
Based on GuruFocus' analysis, StoneCo (MEX:STNE N) is currently considered Possible Value Trap. The stock's GF Value™ is MXN359.32, compared to a current price of MXN194.38 — trading 45.9% below its estimated fair value. The current Net Margin % is 47.69%, which is 852% above median its 10-year median of 5.01 and 1777.6% above the Software industry median of 2.54. StoneCo's overall GF Score™ is 73/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For StoneCo (MEX:STNE N), the current Net Margin % is 47.69% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is StoneCo (MEX:STNE N) Overvalued in 2026?
Based on GuruFocus' analysis, StoneCo stock appears to be undervalued.
The current stock price of MXN194.38 is trading 45.9% below its estimated GF Value™ of MXN359.32.
GuruFocus considers StoneCo to be Possible Value Trap.
Key valuation signals for MEX:STNE N:
Net Margin %: 47.69% (852% above median its 10-year median of 5.01)
GF Value™: MXN359.32 vs. price of MXN194.38 (45.9% below fair value)
Industry Position: 1777.6% above the Software median (#175 of 2825)
No single metric tells the full story. See the MEX:STNE N stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
StoneCo Ltd is a provider of financial technology solutions. It serves MSMBs solutions, at fair prices, and provides the customer experience to help them manage their businesses and sell more. Its Stone Business Model combines end-to-end, cloud-based technology platforms; differentiated hyper-local and integrated distribution approaches; and white-glove, on-demand customer service. The brands of the company include: Stone: For small and medium-sized businesses, all management is integrated with the payment terminal, business bank account, and card, all within the same app. Ton: For micro-entrepreneurs and freelancers, modern card machines, sales via Pix or TapTon, and a Super Account. Stone pagar.me for those who sell online. Digital payment technology for all types of businesses.
73GF Score
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